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more about cycling accident claims
Pay-out awards made in a cycle accident claim will include recompense for your pain and suffering and any restrictions those injuries may place on the activities of life. In addition you will receive payments to cover your financial losses and expenses (past and future) e.g. the cost ongoing treatment for your injuries, loss of earnings, repair or replacement of your bike, the cost of care. It is up to us to prove that a third party was legally at fault and caused your injuries and loss.
Gathering evidence about how the accident happened is essential. The Access Legal guide to 'what to do after a cycle accident' describes some of the ways in which you can help us to help you make a successful cycle claim. In addition to the steps suggested, you should always keep any damaged parts of the bike and if possible dig out the receipts for any clothing, equipment and accessories that may also have been damaged in the accident. When there is a conflict in the evidence ‘ the balance of probabilities’ test will apply.
If you were knocked off your bicycle by a motor vehicle you should report the accident to the police as soon as possible. if your accident was caused by an uninsured or un-traced driver you can still pursue a claim through the Motor Insurers Bureau (MIB) which can award damages to cover both your injuries and repair or replacement of your bike and equipment.